Be it enacted by the senate and house of representatives of the united states of america in congress assembled, section 1. The affordable care act expands the scope of the medicaid program and. This publication covers some of the tax provisions of the affordable care act aca. Today, with health care costs spiraling ever higher, the u. Nov 28, 2016 to accomplish these goals, the aca imposed new requirements on health insurers, individual consumers patients, and employers, who provide the majority of americans below the age of 65 with their access to health care through group health plans. Most provisions of the patient protection and affordable care act hereinafter, affordable care act went into effect in january 2014. Arkes believes that a case against the affordable care act based on natural law is more robust than one based on the constitutiona reasonable belief if one thinks, as arkes does, that natural law underlies the constitution. Section 76 prisoners and persons in approved premises etc. The patient protection and affordable care act detailed. All this may change under the american health care act ahca, or h. Summary of the affordable care act american journal of. Sep 26, 20 today, with health care costs spiraling ever higher, the u.
Arkes rejects the effort to ground objections to the patient protection and affordable care act in the constitution. This act may be cited as the pa 3 tient protection and affordable care act. Summary of provisions affecting employersponsored insurance. A glossary is included to help taxpayers understand. Actuarial value, as defined under the affordable care act aca, is the percentage of total spending on essential health benefits ehbs that is paid by the health plan. In 2010, the passage of the patient protection and affordable care act aca dramatically altered the u. The law included a permanent reauthorization of the indian health care improvement. Patient protection and affordable care act public law 111148. Health care and education reconciliation act of 2010 hcera, p. The following summary of the law as originally enacted focuses on.
If the insurance company fails to meet this threshold, it must refund premiums to the consumer to the point where that standard is reached. The patient protection and affordable care act will improve the quality and efficiency of u. The health care related sections of the health care and education reconciliation act of 2010 and the student aid and fiscal responsibility act were also. Summary of the affordable care act community catalyst. The patient protection and affordable care act aca. Legal considerations 01242017 on january 20, 2017, president donald j.
The voluminous bill known as the ppaca of 2010 enabled substantial changes to our health care delivery system, some of which remain to be enacted for several years to come. Sep 29, 20 the affordable care act, also known as obama care or patient protection and affordable care act ppaca, is the law that mandates that everyone in the united states maintain health insurance coverage. Entitled the patient protection and affordable care act. This faq has been prepared jointly by the departments of labor, health and human services hhs, and the treasury collectively, the departments. Also known as aca or obamacare passed by congress in 2009 mostly upheld by supreme court in june 2012 but subject to continued legal challenges multipart law designed to expand access to health insurance coverage. Read the affordable care act, health care law healthcare. Read together, this bill and the health carerelated provisions of h. The law makes health care more affordable and increases your access to affordable care.
Actuarial value provides a means for differentiating plan offerings by determining a costvalue ratio between what the plan covers and the share of its costs borne by the employer. The federal patient protection and affordable care act p. He agrees with the objections, but wishes to ground them instead in natural law theory. In the two years since the affordable care act was signed into law, millions of americans have gained new access to more affordable health coverage and care.
The health care law, sometimes known as obamacare, was signed march 23, 2010. It provides information about the individual shared responsibility and the premium tax credit. Trump issued an executive order eo declaring his intention to seek the prompt repeal of the patient protection and affordable care act aca while minimizing economic and regulatory. Tuberculosis elimination efforts in the united states in. Another key provision of the act is the medicaid expansion. His argument here may be of value to lawyers who are opposing the affordable care act, but it also implies that people. The law also requires a wider range of services and benefits to be covered, which. To achieve this, the law establishes health insurance exchanges for people who do have access to health insurance. Payment for services will be linked to better quality outcomes. This act may be cited as the pa3 tient protection and affordable care act. The affordable care act aca was enacted in 2010 to reduce the cost of health care, make health care affordable and accessible to all americans, and improve the quality of health care.
The current medicaid program offers federal funding to states to assist pregnant women, children, needy families, the blind, the elderly, and the disabled in obtaining medical care. Source document contributed to documentcloud by tanita gaither gray television. For higher income families, those subsidies were not made available. Low income individuals could receive government subsidies to make their insurance affordable. Andy chow speaks via skype about what is happening with the affordable care act in the state of ohio, and what senator rob portman roh is hearing from his. Rawal uses her years in the senate, work with stakeholders implementing the law, and academic experience to analyze the facts on both sides of the debate, with an eye toward informing rational and bipartisan. We consider the laws coverage expansion, insurance market reforms.
The affordable care act was intended to bring in more low income households to the insurance market. Public law 111148 111th congress an act entitled the patient protection and affordable care act. Affordable care act is fully paid for, will provide coverage to more than 94% of. Title iquality, affordable health care for all americans subtitle aimmediate improvements in health care coverage. Affordable care act ever since the aca came into existence in 2010, employers, insurers and health care providers have been trying to keep up with various aca requirements. The health care law and you the affordable care act. The patient protection and affordable care act detailed summary.
Sep 26, 2017 republicans officially pulled the plug on their lastditch effort to repeal and replace the affordable care act on tuesday. Nearly a week has gone by since the supreme courts unexpected decision to enlist in the latest effort to destroy the affordable care act, and the shock remains unabated. On march 23, 2010, president obama signed comprehensive health reform, the patient protection and affordable care act, into law. These faqs have been prepared jointly by the departments of labor dol, health and human services hhs, and the treasury collectively, the departments. Republicans officially pulled the plug on their lastditch effort to repeal and replace the affordable care act on tuesday.
The patient protection and affordable care act of 2010 ppaca, although a subject of much debate in the unites states, was enacted on march 23, 2010, and upheld by the supreme court on june 28, 2012. The patient protection and affordable care act obamacare is a united states federal statute signed into law by president barack obama on march 23, 2010. Major affordable care act changes have been and will continue to be implemented over a few years, with most of the changes becoming effective by or in 2014. The affordable care act requires insurance companies to spend a minimum of 80% of the premiums they collect on either medical care or improvements. These tax provisions contain important changes, including how individuals and families file their taxes. Patient protection and affordable care act aca aafp. Obamacare, aka the patient protection and affordable care act ppaca h. Faqs about affordable care act implementation part xxv ii may 26, 2015. Faqs about affordable care act implementation part xxi october 10, 2014 set out below is an additional frequently asked question faq regarding implementation of the affordable care act. The law will also result in changes for some of the 156 million americans who. A key provision of the affordable care act aca is the requirement that private insurance plans cover recommended preventive services without any patient costsharing. Under the law, americans with preexisting conditions and young adults have new options for health care.
Patient protection and affordable care act congress. Many americans cannot get many preventive services with no copay or deductible, and the law strengthens medicare. Preventive services covered by private health plans under the. To view pdf files, you must install adobe acrobat reader. The labor, employment and benefits law implications of the.
The patient protection and affordable care act will ensure that all americans have. Full text of the affordable care act and reconciliation act. In the past week, both alec macgillis and sabrina tavernise have written articles touching on how little the uninsured actually know about the affordable care act. Apr 25, 20 on march 23, 2010, president obama signed comprehensive health reform, the patient protection and affordable care act, into law. Examining the facts offers the first critical assessment of commonly held myths and beliefs about the law. A guide to the affordable care act for local government. For employers, these requirements include offering health coverage, calculating potential shared responsibility payments, and new reporting obligations. Nov, 2014 nearly a week has gone by since the supreme courts unexpected decision to enlist in the latest effort to destroy the affordable care act, and the shock remains unabated. Set out below are additional frequently asked questions faqs regarding implementation of the affordable care act.
Affordable care act resource kit office of minority health. Pdf the patient protection and affordable care act of 2010 ppaca, although a subject of much debate in the unites states, was enacted on march 23. The affordable care act contains comprehensive health insurance reforms and includes tax provisions that affect individuals, families, businesses, insurers, taxexempt organizations and government entities. Schedule 4 aftercare under the mental health act 1983.
In this paper, the term exchange means health insurance marketplace. President trump has proposed a new way for employers to get around the affordable care acts birth control mandate by creating a title x loophole that would. Either way, the main objection is that people would be forced to enter a healthinsurance. Section 77 registers of sight impaired adults, disabled adults, etc. Affordable care act summary of provisions affecting employersponsored insurance much of the public discussion about the affordable care act aca has focused on the expansion of coverage to the uninsured through subsidies to individuals and the expansion of medicaid. Jun 24, 2012 in the past week, both alec macgillis and sabrina tavernise have written articles touching on how little the uninsured actually know about the affordable care act. In my humble opinion, some of the replacements are stellar. The law along with the health care and education reconciliation act of 2010 is the principal health care reform legislation of the 111th united states congress. For continuous pagination in electronic, pdf version, add 19 pages.
You can read the affordable care act by visiting the links below. Phs act section 2715 generally requires all group health plans and health insurance issuers offering group health insurance coverage to provide applicants, enrollees, and policyholders or certificate holders with an accurate summary of benefits and coverage sbc. For millions of employers around the country, the patient protection and affordable care act aca represents much more than a collection of new requirements for health plans. Summary of benefits and coverage instruction guide for. Affordable care act aca, signed into law by president. The law is consistent with the aafp principle that health is a basic human right for. The affordable care act background and issues for districts. Also known as aca or obamacare passed by congress in 2009 mostly upheld by supreme court in june 2012 but subject to continued legal challenges multipart law designed to expand access to health insurance coverage and reduce costs through. The health care law and you the affordable care act help. The ahca proposes many changes from the affordable care act aca germane to medicaid. The following summary of the law, and changes made to the law by subsequent legislation, focuses on provisions to expand coverage, control health care costs, and improve health care delivery system. Through a series of extensions of, and revisions to, the multiple laws that together comprise.
Limitations on costsharing under the affordable care act public health service phs act section 2707b, as added by the affordable care act, provides that a group health plan shall ensure that any annual costsharing imposed under the plan does. While the overarching goal is to align incentives and improve quality and access, implementing ppaca initiatives in a highly complex environment is fraught with economic and political implications. This report refers to the final amended law as the affordable care act. The patient protection and affordable care act aca has transformed. Summary of the affordable care act kaiser family foundation. Section 75 aftercare under the mental health act 1983. For employers, these requirements include offering health coverage, calculating potential shared responsibility payments, and. Patient protection and affordable care act senate democrats. The sweeping healthcare reform law potentially changes the landscape of the american workplace and workforce. Jul 07, 2017 andy chow speaks via skype about what is happening with the affordable care act in the state of ohio, and what senator rob portman roh is hearing from his constituents about the health care law. Page 4 summary of the affordable care act, updated august 2010 community catalyst is a national nonprofit advocacy organization building consumer and community leadership to transform the american health care system. Limitations on costsharing under the affordable care act public health service phs act section 2707b, as added by the affordable care act, provides that a group health plan shall ensure that. This book in pdf format covers the requirements the aca places on employers, including. The affordable care act prohibits employers from retaliating against employees who report violations of the acts health insurance reforms, found in title i of the affordable care act.